Tips For Recent Graduates To Help Avoid Identity Theft - Jean Chatzky - Making money make sense
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Tips For Recent Graduates To Help Avoid Identity Theft

If you’ve got a newly minted graduate in the family (or you’re one yourself), congratulations! Launching, whether you’re doing it from high school into a college or university, or from college into a new apartment and career, is exciting. Unfortunately, when it comes to your identity and personal information, it’s also a process that exposes you to more risk than usual.

According to research conducted by LifeLock, nearly two-thirds of students reported that they were not very concerned about fraud (one probable reason that fewer than one-quarter even detect fraud when it happens to them). Yet, when it does hit, 15% say the impact is moderate or severe—that’s higher than among other age groups.

More worrisome, colleges and universities—among them U.C. Berkeley—have been victimized fairly steadily by data thieves in recent years. As the head of information security for the school told reporters, it’s difficult to protect an academic institution because you can’t just shut it down in the face of a major breach.

Bottom line: The best way to keep yourself safe during times of life transition (graduation, as well as many others) is to take several steps to protect yourself ahead of time. Here’s what you need to do:

Finally, have the talk with your kids. Not that talk, the one about how important their identity is as they enter the adult world—and how taking steps to secure it is up to them.

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