When you live below your means, you can save, you can pay down debt, you can invest. When you don’t, you’re constantly struggling to get ahead. In this class, I’ll teach you how to create a smart spending plan (or budget, for those of you who don’t think that’s a dirty word). I’ll help you figure out where, exactly, your money is going, where it should be going, and how to get from point A to point Z. Then I’ll show you my favorite high- and low-tech ways to make spending less than you make a habit you’ll stick to for the rest of your life.