Family & Friends

Guppie, Tadpole, Minnow, Frog: The Secret To Reaching Your Goals

Posted by Jean

iStock_000003735175XSmallThe American Red Cross swimming program, at least as implemented at one Westchester County, NY daycamp, has discovered the secret of reaching your goals.  Break ‘em into achievable benchmarks.  My young friend Sasha, age 5, started camp as a non-swimmer, as did my own kids years ago. Back then, a half decade or so ago, kids had to cross a slew of items off their list to move from Level 1 to Level 2 and so on.  It could take an entire summer to scale a single rung. No more. This year, within her level, Sasha has been challenged to hit a number of benchmarks within Level 1.  She started as a guppie, moved to tadpole, then was a minnow, now she’s a frog.  And, reports her mother, “she feels great!”

Of course she does. 

This is why losing 10 pounds is best achieved by aiming for 2 pounds a week — then taking satisfaction in the small movements of the scale.  And middle income folks who aim to save reasonable amounts save more — in total dollars — than those who set the bar too high.  Set a mark you can reach, cross it off your list, and like my friend Sasha, take pride in every move you make. 

COMMENTS | 0 comments. Be the first to comment on this article!


Do you have something to say?

Please post your thoughts here. Please be sure to follow the site terms of use: that is, please be honest and direct, but treat everyone with respect.

YOUR COMMENT

Newsletter

Jean tells you what the week's headlines mean for YOUR wallet.

Interested in Jean's previous newsletters?

Ask Jean a Question

New! Score Builder

Better credit in 120 days, powered by Smart Credit

New! The Debt DietTM

Become debt free on $10 a day with this online program that works with your readiness to change.

Not YOUR Parents' Money Book

I believe knowing how to manage our money is one of the most important life skills for adults - and even more important to pass on to our kids.

Money 911

A reference guide for money issues that has been carefully indexed so you can flip to the section you need and absorb the information.

Pay It Down

In this updated edition, I give you up-to-date strategies to help you get out of debt within three years.