There’s been some interesting — and slightly complicated — news regarding mortgages recently, so I wanted to take a couple minutes and break it down for you. On Thursday of last week, the U.S Justice Department announced a $25 billion settlement deal between the top five mortgage-lending banks and 49 states. Why is this happening? [...]
In honor of a certain upcoming holiday (or “Hallmark holiday,” as some of you probably refer to it), I’m curious: what’s your favorite type of flower? Now, what does your significant other think is your favorite type of flower? Having different answers to these questions could be costing you money. I’m more of a lilies girl myself, which turns out to be [...]
Filing your taxes can be a complicated process — after all, there have been nearly 15,000 changes to the tax code since 1986. That’s why many of us put it off. But when you do decide to sit down and do the deed, you want to be sure not to miss out on important deductions [...]
Do you ever try to save money, only to have your savings “trick” cost you more money down the road? I’ll confess, it has happened to me on more than one occasion. (Just ask my family about the three mid-level vacuum cleaners that sit broken in our basement. Let’s just say it took me a [...]
Today, I’d like to talk about jobs. Not the jobs numbers or job creation, but your jobs. If you have one, how’s it going? Are you happy? I ask because according to recent surveys, only about 45% of us are happy with our jobs. That’s right — fewer than half of us report positive job [...]
Here’s a heads-up for the New Year: If you’ve always thought you’d like a credit monitoring service – but just didn’t want to pay for one — or if you’re paying for one and would prefer to get the same (or at least pretty much the same) for free, now you can. CreditKarma.com – which [...]
Three days before the crowds swarmed around Times Square on Saturday night to see the ball drop, a smaller gathering occurred for a different type of countdown to the new year. The square, equipped with a giant shredder, dumpster and sledgehammer, hosted the fifth annual Good Riddance Day. For the hundreds of people who participated, it [...]
Whew. We made it through another holiday season. I know, they’re fun, but they’re also exhausting. So I hope you’re taking a little breather. I for one am enjoying the chance to peruse the various “top-ten” lists: top ten news stories, top ten movies, even the top ten longreads of 2011. (The last list has [...]
How many of you still have items left on your shopping lists at this point? A survey from the National Retail Federation released on Wednesday found that most people still had half of their shopping to complete, and 37% hadn’t even started. Less than 10% were done, so it’s safe to say there are a [...]
Remember a few months back, when Bank of America tried to institute a $5 debit card fee and consumers lashed out in anger? Many threatened to leave the world of big banking and head to a smaller credit union. Now the question is: Are they happy there? Chances are pretty good they are. According to [...]