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	<title>Comments on: Making Home Affordable</title>
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		<title>By: vrsecond</title>
		<link>http://www.jeanchatzky.com/homepage/making-home-affordable/comment-page-1/#comment-118</link>
		<dc:creator>vrsecond</dc:creator>
		<pubDate>Wed, 22 Apr 2009 14:35:11 +0000</pubDate>
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		<description>Responding to 4-15 by cmpipe&#039;s loan modification.  I tried-called my lender (Countrywide) who said no.  In the end, they hold the cards, regardless of what the makinghomeaffordable guidelines say-good luck getting anyone to help you to AVOID a default, or are in arrears. I was left with no hope, and felt as if until I was in fact a few months behind, I had no options.  I was laid off for 6 months, depleted all of my savings-almost maxed out all credit cards, and I am about to withdraw from my IRA to survive-unemployment  will run out soon, if I don&#039;t get another job that pays what I need-then what?</description>
		<content:encoded><![CDATA[<p>Responding to 4-15 by cmpipe&#8217;s loan modification.  I tried-called my lender (Countrywide) who said no.  In the end, they hold the cards, regardless of what the makinghomeaffordable guidelines say-good luck getting anyone to help you to AVOID a default, or are in arrears. I was left with no hope, and felt as if until I was in fact a few months behind, I had no options.  I was laid off for 6 months, depleted all of my savings-almost maxed out all credit cards, and I am about to withdraw from my IRA to survive-unemployment  will run out soon, if I don&#8217;t get another job that pays what I need-then what?</p>
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		<title>By: joma</title>
		<link>http://www.jeanchatzky.com/homepage/making-home-affordable/comment-page-1/#comment-113</link>
		<dc:creator>joma</dc:creator>
		<pubDate>Sat, 18 Apr 2009 08:07:01 +0000</pubDate>
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		<description>Will this reflect on your credit?</description>
		<content:encoded><![CDATA[<p>Will this reflect on your credit?</p>
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		<title>By: cmpipe</title>
		<link>http://www.jeanchatzky.com/homepage/making-home-affordable/comment-page-1/#comment-107</link>
		<dc:creator>cmpipe</dc:creator>
		<pubDate>Wed, 15 Apr 2009 12:43:45 +0000</pubDate>
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		<description>This site tells you if you may qualify, however, the mortgage lender can chose to not allow the modification,correct?</description>
		<content:encoded><![CDATA[<p>This site tells you if you may qualify, however, the mortgage lender can chose to not allow the modification,correct?</p>
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