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	<title>Comments on: Pay it Down!</title>
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		<title>By: gailandchris</title>
		<link>http://www.jeanchatzky.com/books-and-more/pay-it-down-2/comment-page-1/#comment-244</link>
		<dc:creator>gailandchris</dc:creator>
		<pubDate>Mon, 12 Oct 2009 13:54:07 +0000</pubDate>
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		<description>Dont think my last question went through so I&#039;ll repeat.  I had a card with a very high balance and the rate was high as well. I got an offer from another credit card to transfer at a very low rate so I took 80% off the first card and transferred.  Now, 2 months later the original card is sending me an offer for a lower rate if I do a balance transfer.  Is comstantly transferring balances bad for my credit score? I dont use these cards for purchases only to pay down this debt.  I dont carry the cards on me.  Im afraid my constant transferring may somehow hurt me.  Seems too good to be true.</description>
		<content:encoded><![CDATA[<p>Dont think my last question went through so I&#8217;ll repeat.  I had a card with a very high balance and the rate was high as well. I got an offer from another credit card to transfer at a very low rate so I took 80% off the first card and transferred.  Now, 2 months later the original card is sending me an offer for a lower rate if I do a balance transfer.  Is comstantly transferring balances bad for my credit score? I dont use these cards for purchases only to pay down this debt.  I dont carry the cards on me.  Im afraid my constant transferring may somehow hurt me.  Seems too good to be true.</p>
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