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	<title>Comments on: Update:  Money 911</title>
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		<title>By: darkeyes</title>
		<link>http://www.jeanchatzky.com/appearances/update-money-911/comment-page-1/#comment-165</link>
		<dc:creator>darkeyes</dc:creator>
		<pubDate>Mon, 29 Jun 2009 04:22:39 +0000</pubDate>
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		<description>Jean,
I am way overextended in CC debt. It has gotten to the point where with a few exceptions, I pay just over the minimum every month. And then I am left with next to nothing left. I called all the cards with high APR&#039;s to ask if any would lower them and all said no. Less than a week later one even cut my credit amount by $500. I am not looking to file for bankruptcy at all. But if the APR&#039;s on a bunch of these cards were not around 25% it would be very helpful. I was looking into a credit counselor near me through the NFCC but my problem is they charge a consultation fee and I can not afford it. Any suggestions?</description>
		<content:encoded><![CDATA[<p>Jean,<br />
I am way overextended in CC debt. It has gotten to the point where with a few exceptions, I pay just over the minimum every month. And then I am left with next to nothing left. I called all the cards with high APR&#8217;s to ask if any would lower them and all said no. Less than a week later one even cut my credit amount by $500. I am not looking to file for bankruptcy at all. But if the APR&#8217;s on a bunch of these cards were not around 25% it would be very helpful. I was looking into a credit counselor near me through the NFCC but my problem is they charge a consultation fee and I can not afford it. Any suggestions?</p>
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